Sunil Padasala, FIA, FIAI, is the head of pricing for Retail P&C at Jio Allianz General Insurance and
a Fellow of both the Institute and Faculty of Actuaries (UK) and the Institute of Actuaries of India.
Over the past decade, he has worked across traditional insurance, InsurTech, data science and financial
services, building expertise in pricing, reserving, underwriting, product innovation, and the
application of artificial intelligence to insurance.
In his current role, Sunil is helping shape AI-native capabilities across retail P&C insurance,
with a particular focus on pricing, underwriting, and decision support. Prior to this, at Assurekit,
he created a data-led underwriting model that leveraged granular customer and behavioural data to
drive automated risk assessment and pricing. He has also led the development of GLMs,
machine learning models, and AI-enabled actuarial solutions, combining deep actuarial
expertise with modern data science to solve complex business problems.
Sunil is an active member of the India InsurTech Association (IIA), contributing to
initiatives at the intersection of insurance, technology, and innovation. As a
founder/operator in the InsurTech space, he brings an entrepreneurial perspective
on how emerging technologies, including AI, are reshaping insurance business models,
product design, and actuarial work—shifting the industry from automation to
fundamentally better decision-making and more strategic, value-creating roles
for actuaries and insurers